Your home is a bank. Access it. Funding in 5 days.
Use a Home Equity Line of Credit (HELOC) to get cash when you need it, and only pay interest on what you use.
Check My Line Amount
No hard credit pull
Why Choose a HELOC?
Flexibility
Draw funds as you need them for up to 10 years. It's like a credit card, but with much lower rates.
Interest-Only Options
Keep payments low during the draw period by paying only the interest due.
Rate Protection
Option to lock in a fixed rate on some or all of your balance to protect against market hikes.
How a HELOC Works
1
Apply
Get approved for a maximum credit limit based on your home's value.
2
Draw
Transfer cash to your checking account instantly whenever you need it.
3
Repay
Make monthly payments on the balance you owe, or pay it off completely to reuse the line.
The smartest way to borrow.
Lower rates than personal loans. More flexible than a cash-out refi.
See How Much I Can Get