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Your Goal
36%
DTI Limit
Estimated Affordable Home Price
$0
Max Monthly Payment
$0
Potential Loan Amount
$0
Annual Income
$
Pre-tax annual household income.
Monthly Debts
$
Auto loans, student loans, credit cards, etc.
Down Payment
$
Savings available for your purchase.
Interest Rate
%
Based on the national 30-year average from FRED.
Strategy Adjustment
How aggressive do you want to be with your budget? Lenders often allow up to 50% DTI and sometimes even higher, while 36% is considered a very safe conservative benchmark.
DTI Limit36%
ConservativeBalancedAggressive
"Your maximum affordable price is $0. By staying at 36%, you ensure a manageable monthly cash flow while building equity."
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